Updated Guideline for BaaS
On June 6th, The Fed, OCC, and FDIC jointly released an updated guideline for banks’ third party risk management. This has been highly...
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Frank Tian
Jan 9, 20231 min read
🔎 BaaS Partnership in Regulatory Focus
Last week, Blue Ridge Bank named a new president for its fintech division. It makes perfect sense to bring in someone with direct BaaS...
Frank Tian
Oct 29, 20221 min read
🙅♂️ Loan Application Not Available
A newly launched loan product between a bank and its non-bank partner has suspended applications for days. According to unnamed sources,...
Frank Tian
Oct 27, 20221 min read
📖 BaaS Operators - Here is A Playbook
As regulators pay more attention to the fast-growing Banking-as-a-Service (BaaS) business, a group of sponsor banks published a playbook...
Frank Tian
Oct 13, 20221 min read
📨 Personal Loan in Post Office
From Oct 12, Canadian consumers can get personal loans at post offices, under a partnership between TD Bank and Canada Post. 💰 This is...
Frank Tian
Sep 19, 20222 min read
Embedded Finance - How Big?
How big is the opportunity? Bain recently provided an estimate. From 2021 to 2026, the revenue growth opportunity in the US: $29 billion....
Frank Tian
Sep 7, 20224 min read
🏦 Thoughts on BaaS Risk Management
It is no coincidence that several connections reached out in the last few weeks to ask about embedded finance and Banking-as-a-Service...
Frank Tian
Aug 26, 20222 min read
👋 Farewell, GE
The remaining GE is breaking into three companies. It marks the end of an era, but the beginning of a new one. 𝐎𝐧𝐜𝐞 𝐀𝐜𝐭𝐢𝐯𝐞 𝐢𝐧...
Frank Tian
Feb 12, 20221 min read
Everyone is a Bank
Before 2008: separation of financial services from retailers. Now: retailers embrace financial services again. Why? Technology. APIs....
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