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Frank Tian
May 23, 20231 min read
Canadian Banks Q2 Reserve Update
🇨🇦 Banks Q2 Reports Another quarter with a modest reserve increase. In Q2 (ending Apr), the collective reserves of the big 5 Canadian...
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Frank Tian
Apr 25, 20231 min read
US Banks Reserves Update
🚨 With the banking crisis in March, What is the impact on US banks' upcoming credit loss? Based on the latest Q1 ‘23 reserve changes,...
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Frank Tian
Mar 13, 20231 min read
🇨🇦 Bank Reserves
The 3-year Pandemic Journey 🇨🇦 Bank Reserves Big 5 Canadian banks started the 1st quarter in fiscal year ‘23 with another allowance...
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Frank Tian
Jan 15, 20231 min read
🚨 US Banks Accelerated Reserve Building.
But it is not as bad as it sounds. The top 4 US banks accelerated their reserve building in Q4 ‘22: +$2.9B, or +4.4% Q/Q. This is the 3rd...
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Frank Tian
Dec 10, 20221 min read
Canadian Banks Up Q4 '22 Reserve
🇨🇦 Big 5 Banks wraps up fiscal year ‘22 With a meaningful allowance Increase. In Q4 (ending Oct), the collective reserves are up 5.9%...
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Frank Tian
Oct 17, 20221 min read
US Banks Q3 '22 Reserves
Even with the upcoming recession becoming more certain, it is probably a mild one - according to big banks’ reserve change in Q3. The...
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Frank Tian
Aug 28, 20221 min read
Canadian Banks Q3 Reserve
🇨🇦 Despite the recession risk, no need to panic. According to the reserve changes at the Big 5 Canadian banks. In Q3 F’22 (ending...
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Frank Tian
Jul 23, 20221 min read
US Banks Q2 Reserves
The horizon is stormy, but no clear sign of the severity yet. That is the message from the big banks in this earning season. The largest...
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Frank Tian
Jun 23, 20221 min read
ACL of Canada Big 5 Banks
Even with rising recession risk, In the most recent financial quarter, Big 5 Canadian banks continued to release reserves. In Q2 F’22,...
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