Frank TianJun 13, 20232 min readEmbedded FinanceUpdated Guideline for BaaSOn June 6th, The Fed, OCC, and FDIC jointly released an updated guideline for banks’ third party risk management. This has been highly...
Frank TianJun 1, 20232 min readBankingAll Roads Lead to the Bank?While some banks are collapsing, other aspiring institutions are eager to become banks. Why? When the 2008 Great Financial Crisis hit,...
Frank TianApr 21, 20231 min readConsumer Credit💳 Consumers Continue to Shop on CardsThe top 4 US banks had another solid quarter with credit cards. This is the advantage of the diversified business model at full-service...
Frank TianJan 9, 20231 min readEmbedded Finance🔎 BaaS Partnership in Regulatory FocusLast week, Blue Ridge Bank named a new president for its fintech division. It makes perfect sense to bring in someone with direct BaaS...