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Frank Tian
Jun 13, 20232 min read
Updated Guideline for BaaS
On June 6th, The Fed, OCC, and FDIC jointly released an updated guideline for banks’ third party risk management. This has been highly...
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Frank Tian
Jun 1, 20232 min read
All Roads Lead to the Bank?
While some banks are collapsing, other aspiring institutions are eager to become banks. Why? When the 2008 Great Financial Crisis hit,...
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Frank Tian
Apr 21, 20231 min read
💳 Consumers Continue to Shop on Cards
The top 4 US banks had another solid quarter with credit cards. This is the advantage of the diversified business model at full-service...
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Frank Tian
Jan 9, 20231 min read
🔎 BaaS Partnership in Regulatory Focus
Last week, Blue Ridge Bank named a new president for its fintech division. It makes perfect sense to bring in someone with direct BaaS...
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