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Frank Tian
Apr 25, 20231 min read
US Banks Reserves Update
🚨 With the banking crisis in March, What is the impact on US banks' upcoming credit loss? Based on the latest Q1 ‘23 reserve changes,...
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Frank Tian
Oct 19, 20221 min read
US Bank Q3 Mortgage
🏠 Interest Rate Dampens Mortgage Activity The Q3 earnings reports show the impact of the fast interest rate hike. Q3 ‘22 mortgage...
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Frank Tian
Aug 28, 20221 min read
Canadian Banks Q3 Reserve
🇨🇦 Despite the recession risk, no need to panic. According to the reserve changes at the Big 5 Canadian banks. In Q3 F’22 (ending...
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Frank Tian
Jul 27, 20221 min read
US Banks Q2 Cards
Actions don’t always match feelings. As confirmed by the credit card numbers in Q2 earning reports. Credit card purchases had a strong...
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Frank Tian
Jul 25, 20221 min read
US Banks Q2 Mortgages
Interest Rate Effect on Mortgage The Q2 earnings reports provided a glimpse of the latest impact of the interest rate hike. Q2 ‘22...
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Frank Tian
Jul 23, 20221 min read
US Banks Q2 Reserves
The horizon is stormy, but no clear sign of the severity yet. That is the message from the big banks in this earning season. The largest...
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