Frank TianAug 8, 20221 min readConsumer CreditUS Household Debt Q2 UpdateQ2 saw the steepest interest rate hike. How is the US household credit doing? Here is the latest quarterly report from the Fed: 👇 US...
Frank TianJun 4, 20221 min readConsumer CreditSubprime Loans Again? A WSJ report highlights the rising delinquencies of subprime loans. Some are wondering - have we learned anything from 2008? Actually,...
Frank TianApr 8, 20221 min readConsumer CreditImpact of Payment Pause on Credit Scores of US Student Loan Holders3 highlights from NY Fed’s latest consumer credit analysis by income: 👉 The lower-income group holds comparable auto loans and student...