When Walmart Wants to Offer Credit …
20 years ago, I was in a meeting to discuss the possible expansion of a private label credit card with a grocery store partner. One...
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Frank Tian
Oct 29, 20221 min read
🙅♂️ Loan Application Not Available
A newly launched loan product between a bank and its non-bank partner has suspended applications for days. According to unnamed sources,...
Frank Tian
Oct 27, 20221 min read
📖 BaaS Operators - Here is A Playbook
As regulators pay more attention to the fast-growing Banking-as-a-Service (BaaS) business, a group of sponsor banks published a playbook...
Frank Tian
Oct 13, 20221 min read
📨 Personal Loan in Post Office
From Oct 12, Canadian consumers can get personal loans at post offices, under a partnership between TD Bank and Canada Post. 💰 This is...
Frank Tian
Sep 19, 20222 min read
Embedded Finance - How Big?
How big is the opportunity? Bain recently provided an estimate. From 2021 to 2026, the revenue growth opportunity in the US: $29 billion....
Frank Tian
Sep 7, 20224 min read
🏦 Thoughts on BaaS Risk Management
It is no coincidence that several connections reached out in the last few weeks to ask about embedded finance and Banking-as-a-Service...
Frank Tian
Aug 26, 20222 min read
👋 Farewell, GE
The remaining GE is breaking into three companies. It marks the end of an era, but the beginning of a new one. 𝐎𝐧𝐜𝐞 𝐀𝐜𝐭𝐢𝐯𝐞 𝐢𝐧...
Frank Tian
May 12, 20221 min read
Payment Companies Latest Moves
Payment companies expanding financial capabilities, Jockey for positions in the quickly evolving financial arena. Here are the latest...
Frank Tian
Feb 12, 20221 min read
Everyone is a Bank
Before 2008: separation of financial services from retailers. Now: retailers embrace financial services again. Why? Technology. APIs....
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