🇨🇦 CMHC recently highlighted the growing household debt vs. GDP in Canada. 75% of the debt are mortgages. Different from the 30-year...

The top 4 banks saw their collected mortgage origination down ~80% in Q1 vs. the average in the last 3 years. 📍 Fast interest rate hikes...

All appear in the 1st chapter “Making Life More Affordable and Supporting the Middle Class”, a clear indication of the policy priority....

The mortgage origination continued to collapse. The top 4 banks - JP Morgan Chase, Bank of America, Citi, and Wells Fargo - collected...

Big 5 banks’ Q4 earnings reports are out. Here is an update of the mortgage book. 👇 It is a very Rough estimate, as each bank reports...

Canadians heard the mortgage trigger rate a lot. How many mortgages have reached that? The answer from the Bank of Canada 👇 Out of a...

Even for those without any income loss, Market slides will lead to less consumer spending. This CBC piece explains the inverse "wealth...

🏠 Market Update Canadian housing is such a hot topic now, Even Simu Liu had to take a jab at it in his Juno Award speech. 🇨🇦 After a...

The economic data is great, But the middle class is mad. Why? This Time article details the struggle of today’s middle class. And the...

🏠 As the interest rate starts to rise Housing and mortgage markets begin to cool down US: March existing home sales volume Y/Y -4.5%...

NAR’s latest study on housing wealth effect in 2010-2020: Housing prices increased on average 8.3% in the last 10 years, Almost doubles...

🇨🇦 PBO's House Price Assessment based on Borrowing Capacity Source: House Price Assessment: A Borrowing Capacity Perspective

🇨🇦 🧑‍🤝‍🧑 🏘️ Population, Housing, and A Trivia Question. Statistics Canada posted a question - most got it wrong. ❓What is the % of...