🏦 Chase pilots a pay-by-bank product
Even it competes with its own credit card. An ACH payment based on open banking Reduces risk of stored banking account info. Chase sees...
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Frank Tian
Aug 10, 20221 min read
🕸️ Open Banking Update in Summer
While open banking rule-making is progressing slowly in the US and Canada, the market continues to develop on its own throughout the...
Frank Tian
Jun 8, 20221 min read
CFPB on Innovation
Innovation is great, but Competition is the launch pad. That is the message from the regulator CFPB Who just renamed one of its key...
Frank Tian
May 24, 20221 min read
Open Banking in the US
The market continues to develop while regulatory rulemaking is slow. As reported by Reuters, the open banking rulemaking is held up due...
Frank Tian
May 12, 20221 min read
Payment Companies Latest Moves
Payment companies expanding financial capabilities, Jockey for positions in the quickly evolving financial arena. Here are the latest...
Frank Tian
May 2, 20221 min read
Views on Future Financial Services Market
As pandemic phenomena retreat in the public market, What will the future of financial services look like? Here are the views from 2...
Frank Tian
Apr 20, 20221 min read
Apple Breaking Away From Existing Financial System?
Apple has a new venture called “Breakout” Aiming to launch its own payment processing infrastructure Other targeted in-house tasks...
Frank Tian
Feb 12, 20221 min read
Everyone is a Bank
Before 2008: separation of financial services from retailers. Now: retailers embrace financial services again. Why? Technology. APIs....
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