If you are new to credit risk, then this is an absolute must read. Even if you are experienced risk professional, this book gives you a good refresher on all strategies in one place. 

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This is a great book for anyone who is interested in credit risk management and wonders how they can contribute their knowledge and background to the industry. The book strikes a good balance between details and overview.

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The author had a very well planned out structure of the book, discussed the specific area with sufficient but not overwhelming details. The best part is the straightforward and practical examples intended to illustrate otherwise complex concepts.

I highly recommend the book for those who want to understand consumer lending risk management as a career and those intriguing consumers who want to gain an understanding of how credit decisions are made by financial institutions in this big data era.

I am impressed with the authors' coverage of risk management concepts and the analytics methodologies … Highly recommended to all people working in risk management in bank industry.

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The book covers practical knowledge written in a well-constructed way using simple concepts in the domain of unsecured lending … I really like that.

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Reading the book feels like shadowing a pro at the best of what he does.